Free Tool
50/30/20 Budget Calculator
Enter your monthly take-home income to see exactly how much should go to needs, wants, and long-term savings.
50/30/20 Budget Calculator
Enter your after-tax income. The 50/30/20 rule allocates 50% to needs, 30% to wants, and 20% to savings or debt repayment beyond minimums.
Needs (50%)
$2,250
Rent, utilities, groceries, insurance, transport.
Wants (30%)
$1,350
Dining, hobbies, subscriptions, travel, fun money.
Savings & Debt (20%)
$900
Emergency fund, retirement, investing, extra debt payments.