Terms & Conditions

These Terms & Conditions ("Terms") govern your access to and use of FinSavvy Daily at finsavvydaily.online(the "Site"). By accessing or using the Site, you agree to be bound by these Terms.

1. Use of the Site

You may use the Site for lawful, personal, and non-commercial purposes only. You agree not to use the Site in any way that violates any applicable law or regulation, infringes the rights of others, or interferes with the operation of the Site.

2. Intellectual property

All content on the Site — including articles, images, logos, and design — is owned by FinSavvy Daily or its licensors and is protected by copyright and other intellectual property laws. You may share short excerpts with proper attribution and a link back to the original article. You may not reproduce, republish, or redistribute substantial portions of our content without written permission.

3. No financial advice

The information on the Site is provided for educational and informational purposes only and should not be considered personalized financial, investment, legal, or tax advice. Always consult a qualified professional before making decisions specific to your situation. See our Disclaimer for full details.

4. Third-party links

The Site may contain links to third-party websites and services. We do not control or endorse these third parties and are not responsible for their content, policies, or practices.

5. Advertising

The Site displays advertisements from third-party advertising networks such as Google AdSense. We do not control the specific ads shown and are not responsible for the products or services advertised.

6. User submissions

When you submit feedback, suggestions, or messages through our contact form, you grant us a non-exclusive, royalty-free license to use that material to improve the Site and our content.

7. Disclaimer of warranties

The Site and all content are provided "as is" without warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components.

8. Limitation of liability

To the fullest extent permitted by law, FinSavvy Daily and its team shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Site or reliance on its content.

9. Changes to these Terms

We may update these Terms from time to time. Material changes will be reflected by an updated "Last updated" date. Continued use of the Site after changes constitutes acceptance of the revised Terms.

10. Governing law

These Terms are governed by applicable laws of your country of residence to the extent permitted, and otherwise by the laws of the country where FinSavvy Daily is operated, without regard to conflict of law principles.

11. Contact

Questions about these Terms? Contact us at hello@finsavvydaily.online.